AFP - Credit Suisse bank has plunged to its first quarterly loss in five years, figures released Thursday showed, as the bank reported heavy extra writedowns linked to the US subprime home-loan crisis.

You can mostly separate for the first instance of insubordination. Only then can you dismiss insubordinate employees while minimizing the effects on the business. This is enough time for the separated employee to cool off and act rationally. You need a sample notification of disobedience. You must present the separation notice to the worker during a formal termination meeting. Remember if you layoff properly, you'll not surprise the worker. o Put the employee into progressive discipline for bad performance and misbehavior issues. This training manual gives you several dismissal procedures and options. The more likely outcome is the jobholder ignores your warnings or only gives a halfhearted attempt to improve. This will keep you out of trouble even if later proof or the worker's attorney proves your conclusions wrong afterwards. You as a supervisor have tried every positive method possible to deal with a bad worker. Make sure you have a guideline warning form that management uses to discipline bad employees.

These programs and unemployment benefits ensure the jobholder and his family won't starve as he looks for a new job. You can easily insert new information as it becomes available within your terminating employees manual. Therefore, use it to communicate to the jobholder.